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Project

VaultKey Soft Token Gateway

Institution-grade mobile MFA with risk signals and device binding for retail banking.

Client
VaultKey Trust Bank
Expertise
Industry, FinTech
Scope
12 weeks
VaultKey Soft Token Gateway

about project

Institution-grade mobile MFA with risk signals and device binding for retail banking.

  • swift
  • swiftui
  • edge-api
  • oauth2

Retail customers rejected clunky SMS OTPs during high-value transfers.

We shipped SwiftUI clients with device attestation, geo velocity checks, and fallback challenge paths.

Risk engines receive signed telemetry while fraud ops manage step-up policies centrally.

The launch met PSD2 SCA expectations without hardware token inventory.

Features

  • Device binding with secure enclave keys
  • Risk-based step-up flows
  • Customer self-service device revoke
  • Offline OTP queue for flights
  • Observability hooks to Splunk

Case
study

OUR
Approach

How we framed the challenge, shipped the solution, and measured outcomes.

Challenge

Legacy tooling could not audit changes at scale.
Stakeholders lacked a single dependable source of KPI truth.

Our approach

Introduced hardened workflows with automation at the bottleneck.
Shipped dashboards with guardrails and explicit ownership.

Results

Unauthorized transfer attempts flagged earlier in attack chains.
Call-center OTP resets fell dramatically.
Impact

Key metrics

up success rate: +19%

Step

−37%

ATO tickets

4.8

App store rating
Stages

Work in stages

01

Requirement Gathering & Discovery

1

02

Project

However, all complete IoT systems are the same in that they represent the integration of four distinct components: sensors/devices, connectivity, data processing, and a user interface.

03

IOT Projects software

The software then analyzes and transmits the data to users via an app or website.

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